Turas
Insurance Services
For carrier & program partners

The excess layer last-mile has been missing.

Contract primary $1M Where the mandate ends.
ATRI median verdict $1.3M Where verdicts land.

A specialty wholesale brokerage placing the excess layer above the $1M primary — exclusively for FedEx Ground ISPs, Amazon DSPs, linehaul contractors, and couriers. Not a retail agent. Not a carrier. Not a generalist.

The class we underwrite
FedEx Ground ISPs
10–200+ step vans under FedEx's DOT. Grade-A operators consolidating larger as FXG reduces contractor count.
DriverVoluntary — operator protects own equity above the $1M mandate.
Amazon DSPs
35–70 units on own DOT authority, Amazon-leased trucks.
DriverMandatory — Amazon contract requires a $5M umbrella.
Linehaul contractors
Class 8 tractors on warehouse-to-warehouse routes, own DOT authority.
DriverMandatory — Amazon and FedEx require $2M excess over primary.
Couriers / regional carriers
Small-fleet last-mile under own authority.
DriverMixed — mothership mandates vary.

Phase 1 geography: CA, CO, FL, GA, IA, IL, TX — licensed surplus lines broker in all seven.

The gap

Specialty excess markets have historically treated this class as too small to clear preferred floors, or priced it generically off FedEx's shared DOT — ignoring the operator-level variance that drives real loss outcomes.

Primary markets in the class (Progressive Commercial, Protective, Great West) are built around the $1M primary. The layer above it is rarely their focus — and it is where the verdicts now land.

What Turas brings to the submission flow
Pre-qual A 40-point scorecard runs operator tenure, FedEx CSA direction, driver turnover, telematics discipline, and growth-hazard overlay before anything hits your desk.
Op data Operator-level, not DOT-level. FedEx safety scorecards, operator CSAs, operator-controlled telematics, driver tenure distributions — captured at intake.
Segment Linehaul, ISP, and DSP are three different sales motions. Our submissions don't conflate them.
Posture Wholesaler, not program. You keep underwriting authority. We filter inbound, translate the class, and bring you decision-ready submissions.
Current state
Lead carrier Appointed October 2026; live and accepting submissions.
Intake PolicyFly — live.
Telematics Orion Fleet Intelligence — operator-controlled data partnership.
Filings Valley Insurance Associates — fully executed Oct 2026, multi-state SL compliance.
Who runs it

David Mitchell, Founder & Principal

Co-founder of Vertus Wildfire Insurance Services — specialty MGA, acquired by Willis Towers Watson in 2020.

15 months as Head of Sales at Gateway Fleets, selling EV leasing and charging-as-a-service to the exact last-mile operator class Turas now insures. Operator-side credibility from inside the terminal, not from a deck.

20+ years across insurance, startup building, and investment management.

Direct line
David Mitchell
Founder · Principal · Turas Insurance Services
Call or text 970.216.7273 Email Web
CO Lic. 267458 · CA Lic. 0M51820 · Agency CO Lic. 938499